Methods and systems for multi-credit reporting agency data modeling
US8489502B2 · kind B2 · utility
38Cited by
1References
20Claims
0Family size
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Key dates
| Filing date | Mar 12, 2011 |
| Grant date | Jul 16, 2013 |
| Priority date | — |
| Expiry date | Mar 12, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0204
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Provided are methods and systems by which a data sample can be generated in order to create a true multi-Credit Reporting Agency model, eliminating the biases and variability in traditional multi-CRA models by allowing the creation of a single multi-CRA method which requires neither alignment nor translation to be applicable on all CRAs.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.