Systems and methods for enrolling users in a payment service

US8504475B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Olivier Brand · Walnut Creek, US
• Gregory Charles Trifiletti · Saratoga, US
• Mike Lindelsee · South Lake Tahoe, US

Key dates

• Filing date: Aug 9, 2010
• Grant date: Aug 6, 2013
• Expiry date: Feb 19, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/40
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Embodiments of the invention are direction to systems, apparatuses and methods for enrolling users in a payment service that enables an individual (“a presenter”) to conduct a payment transaction with another party (“an acceptor”) more efficiently in situations where the individual has multiple payment accounts. One embodiment of the invention is directed to a method comprising presenting to a user a plurality of payment accounts associated with the user, receiving from the user a selection of an alias account identifier for each of the payment accounts, and storing in a database data that associates the selected alias account identifiers with the payment accounts.