Systems, methods and computer program products for performing mass transit merchant transactions

US8504478B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Peter D. Saunders · Salt Lake City, US
• Lesley Leggatt · Glendale, US
• I-Hsin Chuang · Brooklyn, US
• John J. Oh · Jersey City, US

Key dates

• Filing date: Jan 3, 2012
• Grant date: Aug 6, 2013
• Expiry date: Feb 23, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G07B15/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods, systems and computer program products are provided for enabling access to mass transit systems using a financial transaction instrument including reading an identifier including financial payment information from the financial transaction instrument and determining whether the identifier is stored in a database. Access to a holder of the financial transaction instrument is provided based on the determining.