Banking system controlled responsive to data bearing records

US8517260B1 · kind B1 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Martin J. Brown · Victoria, CA
• Todd Galloway · North Canton, US
• Robert W. Barnett · Louisville, US
• Mike R. Ryan · Canton, US
• James R. Kay · Uniontown, US
• Mark A. Ward · Canton, US
• David A. Peters · Tallmadge, US
• Songtao Ma · Wadsworth, US
• Sangeeta Huria · Copley, US
• Eric Klein · Cupertino, US
• Tim Crews · Alliance, US

Key dates

• Filing date: Oct 15, 2012
• Grant date: Aug 27, 2013
• Expiry date: Oct 15, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The machine further includes a cash dispenser and a receipt printer. The machine can dispense cash to an authorized user based on read card data including an identifier of an authorized financial account. The machine can cause a dispensed amount of cash to be transferred from the financial account through communication with at least one remote computer. The machine can also dispense cash in exchange for a check received through a check acceptor. The check acceptor includes a check imager that can scan a check to generate a check image. The check acceptor can read magnetic check data on a check and check data from a check image.