Consolidated payment options

US8521648B2 · kind B2 · utility

Assignee

• The Western University Company · US

Inventors

• Matt Bixler · Denver, US
• Robert Newton · San Francisco, US
• Dean Seifert · Parker, US
• Dave Owen · Castle Rock, US
• Elizabeth Petri · Littleton, US

Key dates

• Filing date: Jun 5, 2008
• Grant date: Aug 27, 2013
• Expiry date: Feb 8, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system for making financial transfers between subscribers of a financial transfer service is disclosed. The system may include a receiving subscriber interface (RSI), a sending subscriber interface (SSI), and an agent server (AS). The RSI may be configured to accept a set of invoice information including an identifier of a destination account. The SSI may be configured to accept a set of payment information including an identifier of a source account. The AS may be configured to receive the set of invoice information and create an invoice based on the set of invoice information. The AS may also be configured to transmit the invoice and receive the set of payment information. The AS may also be configured to cause an amount of funds to be transferred from the source account on a source transfer network to the destination account on a destination transfer network via a primary transfer network.