Banking terminal that operates to cause financial transfers responsive to data bearing records

US8540147B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• James Block · North Lawrence, US
• Natarajan Ramachandran · Uniontown, US
• Ashok Modi · Canton, US
• Jeff Hill · Canton, US
• Ray Motz · Canton, US
• Klaus Steinbach · Canton, US

Key dates

• Filing date: Feb 28, 2013
• Grant date: Sep 24, 2013
• Expiry date: Feb 28, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/205
• WIPO field: Control
• WIPO sector: Instruments

Abstract

A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in memory of the terminal. The portable terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The portable terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.