Reconciling a merchant of record in a mobile wallet feature
US8571985B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jun 28, 2012 |
| Grant date | Oct 29, 2013 |
| Priority date | — |
| Expiry date | Jun 28, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/36
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods for reconciling merchant of record in a mobile wallet feature are provided herein. In mobile transactions, the reported merchant of record is often a provider of the mobile wallet feature and not the merchant of interest to the user. The systems and methods identify mobile payments based on the transaction data, the mobile payments comprising a merchant of record, wherein the merchant of record includes a provider of the mobile wallet feature; compare the mobile payments and the identification data of the unrecorded merchant; match the unrecorded merchant with at least one payment of the mobile payments in response to the comparison of the mobile payments and the identification data; and identify the unrecorded merchant based on the identification data.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.