Financial account related trigger feature for detecting changes in financial ratios

US8583550B1 · kind B1 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Naveen Gururaja Yeri · Kanchinakote, IN
• Timothy J. Bendel · Charlotte, US
• David Joa · Irvine, US
• Thayer Allison · Charlotte, US
• Deepak Verma · Scottsdale, US
• Yanghong Shao · Charlotte, US
• Srihari Rao Gatpa · Hyderabad, IN
• Jade Michelle Le Vo-Dinh · Charlotte, US
• David N. Joffe · Charlotte, US

Key dates

• Filing date: Jun 1, 2012
• Grant date: Nov 12, 2013
• Expiry date: Jun 1, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/10
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for producing and maintaining account related triggers are provided herein. The systems and methods may be utilized for monitoring of one or more accounts of a financial institution. Triggers may be executed to monitor financial account ratios. Offers may be triggered based on the account ratios or changes in the account ratios.