Banking system operated responsive to data bearing records

US8590782B1 · kind B1 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• James Meek · Canton, US
• Nick Billett · Massillon, US
• Balaji Devarasetty · Atlanta, US
• Lee Kravitz · Ellicott City, US
• Mark Reinart · North Canton, US
• Michael E. O'Boyle · Brighton, US
• Ken Koran · Hartville, US
• William Hemlick · Uniontown, US

Key dates

• Filing date: Apr 5, 2013
• Grant date: Nov 26, 2013
• Expiry date: Apr 5, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/211
• WIPO field: Control
• WIPO sector: Instruments

Abstract

A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions with associated host computers (90, 94, 100, 104) responsive to determinations that card data corresponds to computer stored data corresponding to authorized users or accounts. Marketing presentations are stored on and output from the machines responsive to messages exchanged with a market message server (110) which is connected to the machines. Systems can also distribute and activate instructions corresponding to states and screens logic on the machines to determine operation.