Online registration system for CROA-compliant credit advice services

US8606694B2 · kind B2 · utility

Assignee

• Experian Credit Advisors, Inc. · US

Inventors

• Jay E. Campbell · Encinitas, US
• Michael J. Balducci · Arab, US
• Jeff Mandel · Media, US
• Marlin K. Brandt, Jr. · Riverside, US
• Gregory Thomas Olson · Trabuco Canyon, US

Key dates

• Filing date: Jul 1, 2011
• Grant date: Dec 10, 2013
• Expiry date: Oct 4, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for registering consumers for credit repair counseling may include use of electronic signatures and/or authorizations, electronic delivery of documents (e.g., consent and cancellation forms), automated scheduling in accordance with federal and/or state waiting periods, and/or consumer-selectable credit repair topics, among other features.