Establishing personalized mobile money transfer limits

US8606701B2 · kind B2 · utility

Assignee

• International Business Machines Corporation · US

Inventors

• Vishal Batra · Noida, IN
• Dinesh Garg · Beawar, IN
• Ravi Kothari · Bengaluru, IN
• Raghuram Krishnapuram · New Delhi, IN
• Sumit Negi · Bengaluru, IN

Key dates

• Filing date: Apr 30, 2012
• Grant date: Dec 10, 2013
• Expiry date: Jun 2, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/405
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods and arrangements for establishing financial transfer limits. A customer reputation score for mobile money transfer is determined. A mobile money transfer limit is established based on the customer reputation score, and the customer reputation score is updated in response to predetermined parameters.