Automated banking machine that operates responsive to data bearing records

US8608055B1 · kind B1 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Keith Carpenter · Akron, US
• Martin J. Brown · Victoria, CA
• Jonathan Soudry · North Canton, US
• James Meek · Canton, US
• Todd Galloway · North Canton, US
• Robert W. Barnett · Louisville, US
• Mike R. Ryan · Canton, US
• David A. Peters · Tallmadge, US

Key dates

• Filing date: Oct 24, 2011
• Grant date: Dec 17, 2013
• Expiry date: Jan 12, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/20
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. A card actuated automated banking machine may accept checks. The banking machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Value may be credited to a user account corresponding to card data or cash may be dispensed to the user from the banking machine responsive to one or more deposited checks.