Patent · US Active

Routing for direct to account payments

US8612345B2 · kind B2 · utility

2Cited by
6References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateNov 15, 2010
Grant dateDec 17, 2013
Priority date
Expiry dateNov 15, 2030

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/06
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Various systems and methods are described for analyzing multiple money transfer routing schemes. Each of these multiple money transfer routing schemes may comprise a route to transmit funds from the source for the money transfer transaction to the destination for the money transfer transaction. An internal money transfer routing scheme may refer to a money transfer routing scheme that utilizes a direct money transfer arrangement between the destination of the money transfer transaction and the money transfer network. An external money transfer routing scheme may refer to a money transfer routing scheme that utilizes at least one third party money transfer network between the destination of the money transfer transaction and the money transfer network. The multiple money transfer routing schemes may be analyzed and the preferable money transfer routing scheme at least partially based on the predefined criterion from among the multiple money transfer routing schemes may be identified.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.