Banking system controlled reponsive to data bearing records

US8613387B1 · kind B1 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Nick Billett · Massillon, US
• Charles E. Crallie · Akron, US
• Richard Harris · Stubbington, GB
• Andrew Clugston · Canton, US
• Anne Konecny · Uniontown, US
• Tim Crews · Alliance, US
• Judith Edwards · Canton, US

Key dates

• Filing date: Dec 22, 2011
• Grant date: Dec 24, 2013
• Expiry date: Mar 7, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/206
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The machine is operative to cause a computer determination to be made that the card data corresponds to an authorized machine user. The automated banking machine may also include a storage device that is operative to unlock a secured area including information thereon that is used by the automated banking machine to carry out financial transfers.