Patent · US Active

Systems and methods for providing loan management from cash or deferred income arrangements

US8626649B1 · kind B1 · utility

6Cited by
43References
38Claims
0Family size

Assignee

Inventor

Key dates

Filing dateOct 30, 2007
Grant dateJan 7, 2014
Priority date
Expiry dateOct 30, 2027

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/06
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method, system and program product implemented at least in part by computer for facilitating provision of loans to a plurality of participants of one or more benefit plan accounts associated with one or more record keepers, each participant having participant assets in one or more of the benefit plan accounts, each of the benefit plan accounts comprising a plurality of investment vehicles, each of the one or more record keepers providing record keeping services for at least one of the benefit plan accounts, the method comprising: administering a first plurality of loan fund accounts; maintaining an association of each different one of the first plurality of loan fund accounts with a different investment vehicle that is part of the respective one or more benefit plan accounts; receiving a selection from a selecting entity of one or more of the loan fund accounts from among the first plurality of loan fund accounts; investing or having invested or maintaining loan fund assets comprising participant assets associated with the selecting entity in the one or more respective different investment vehicles associated with the one or more selected loan fund accounts; associating a respect…

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.