Mobile payer authentication
US8639600B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Aug 10, 2009 |
| Grant date | Jan 28, 2014 |
| Priority date | — |
| Expiry date | Apr 5, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An address of a computing device for conducting a transaction with a merchant on an account of an account holder is used to obtain display attributes of the computing device. An authentication request is formatted using the obtained display attributes of the computing device. The formatted authentication request is sent for delivery to the logical address of the computing device. In response to the formatted authentication request, authentication information for the account holder is received from the logical address of the computing device. A validation attempt is performed on the received authentication information for the account holder. If the received authentication information for the account holder was successfully validated by the performance of the validation attempt, the authentication response is transmitted for delivery to a logical address for the merchant.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.