Determination of healthcare coverage using a payment account

US8660862B2 · kind B2 · utility

Assignee

• Visa U.S.A. Inc. · US

Inventors

• Barbara Patterson · South San Francisco, US
• Stacy Pourfallah · San Ramon, US
• Janet Pruitt · Mill Valley, US
• Loc Nguyen · San Francisco, US
• Nigel Smith · Warsash, GB

Key dates

• Filing date: May 30, 2007
• Grant date: Feb 25, 2014
• Expiry date: Sep 28, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q10/10
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Healthcare insurance coverage is determined using an account within a payment processing system. A transmission addressed to the payment processing system is formed including an account number of an account associated with the payment processing system, a description of a healthcare related commodity rendered to a patient deriving healthcare insurance through an insured, and request for a specification of financial responsibility of the insured for the described said healthcare related commodity. A transmission is received from the payment processing system including the requested specification of financial responsibility.