Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device
US8662389B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 6, 2012 |
| Grant date | Mar 4, 2014 |
| Priority date | — |
| Expiry date | Sep 6, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/0886
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method of paying a second party is provided. A first party accesses the names of one or more qualified second parties. The second parties (i) have an association with the payment service, and (ii) if they do not have an established association with the payment service have established one prior to payment. The first party has an association with the payment service. A tab is opened by the first party that can be selected by the second party at any geographic location of a first party's mobile device. The second party is only able to charge a first party's financial account when the first party's mobile device is within a defined geographic area. The tab is a relationship between the first party, payment service and second party. The second party can engage in a financial transaction when the first party is within the defined geographic area.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.