Mobile alert transaction system and method
US8682793B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | May 28, 2013 |
| Grant date | Mar 25, 2014 |
| Priority date | — |
| Expiry date | May 28, 2033 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/08
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and system for providing geographic location notifications of payment transactions is disclosed. One embodiment of the invention is directed to a method including receiving an authorization request message associated with a transaction, the transaction associated with a portable consumer device and an access device at a merchant. A geographic location of the transaction is determined. It is determined whether a notification message indicating that the transaction is occurring is required. Upon determining that the notification message is required, the notification message is sent to a notification device operated by a consumer and the notification device receives the notification message substantially simultaneously with the merchant's receipt of an authorization response message. A graphical depiction of the notification message is displayed on a map on the notification device.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.