Banking system controlled responsive to data bearing records

US8684262B1 · kind B1 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Jeffrey Eastman · North Canton, US
• Pedro Tula · North Canton, US
• Nam Le · Los Gatos, US
• David Nikkel · Wooster, US
• David Vidmar · Ashland, US
• Jhansi R. Arikatla · North Canton, US
• Erie S. VanKeulen · North Canton, US
• Wayne Wellbaum · Massillon, US

Key dates

• Filing date: May 1, 2012
• Grant date: Apr 1, 2014
• Expiry date: Sep 15, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G07G5/00
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.