Method and system for processing and authenticating internet purchase transactions
US8688543B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Aug 29, 2007 |
| Grant date | Apr 1, 2014 |
| Priority date | — |
| Expiry date | May 9, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0619
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method for minimizing risk of a consumer performing a fraudulent Internet purchase transactions using a transaction card is disclosed herein, the method comprising receiving an enrollment verification request for a transaction from a merchant's website, transmitting the enrollment verification request to an access control server; receiving an enrollment verification response from the access control server, determining whether the transaction is risky based on at least a portion of the enrollment verification request, if the transaction is not risky, forwarding the enrollment verification response to the merchant website and it the transaction is risky, modifying the enrollment verification response to denote the transaction is risky and forwarding the modified enrollment verification response to the merchant's website.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.