Patent · US Active

Electronic document for mortgage transactions

US8689094B1 · kind B1 · utility

0Cited by
20References
17Claims
0Family size

Assignee

Inventors

Key dates

Filing dateSep 27, 2010
Grant dateApr 1, 2014
Priority date
Expiry dateJan 25, 2032

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q50/16
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

An electronic document includes header, view, data, and signature sections. The data section provides data typically processed in transactions involving the electronic document. The view section includes presentation formatting for displays corresponding to the data. Linking elements identify corresponding main data values and view data values respectively used to populate the data section and display presentation formatting, and are accessible for determining whether the data in the display and data section, providing assurances that processed data matches that found in documents used by parties to a transaction. A digital signature section allows a digital signature to be provided, and used to wrap that data and view sections, to ensure authenticity. The header section provides document type, state and other information that is readily accessed without otherwise scanning the electronic document.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.