Method and system for payment authorization and card presentation using pre-issued identities

US8725638B2 · kind B2 · utility

Assignee

• Visa U.S.A. Inc. · US

Inventors

• Kiushan Pirzadeh · Foster City, US
• Simon Hurry · Foster City, US
• Thomas Manessis · Pacifica, US

Key dates

• Filing date: May 15, 2008
• Grant date: May 13, 2014
• Expiry date: May 4, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06F2221/2141
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for authenticating a party are disclosed. A transaction may be initiated between a relying party and a presenter. The relying party may be a merchant, and the present may be a consumer. The relying party can send the presenter a message with transaction information and requirements for authentication. The presenter can forward the message to a third party, which can authenticate the presenter to the relying party. Messages may be routed through the presenter.