Method of archive retrieval of check information based on location

US8756159B1 · kind B1 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Lisa Gibson · Newnan, US
• Geoffrey R. Williams · Midlothian, US
• Craig David Palmer · Mint Hill, US
• Eric Scott Sandoz · Concord, US
• Michael Gerald Smith · Fort Mill, US
• Melvin Gregory Nixon · Tega Cay, US

Key dates

• Filing date: Feb 15, 2013
• Grant date: Jun 17, 2014
• Expiry date: Feb 15, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/3224
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Embodiments of the invention include systems, methods, and computer-program products that provide for a system to receive information related to check transaction based on the location of the user. In one embodiment of the invention, the computer-implemented method determines a location of a check transaction and stores the location in an archive in association with the check transaction. The method then determines a location of a user and determines a list of check transactions associated with the location of the user. In some embodiments, the method provides the list of check transactions to the user. The method may also provide offers or recommendations to the user, such as an offer to establish a direct transfer instead of using a check in the future. The user and/or the provider of the method may also broaden or narrow the search results based on characteristics of the transaction.