Transaction using a mobile device with an accelerometer

US8761809B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Patrick Faith · Pleasanton, US
• Mark Carlson · Rue de l'Église, US
• Ayman Hammad · Pleasanton, US
• Ben Rewis · Oakland, US
• Kris Koganti · Cupertino, US

Key dates

• Filing date: Nov 23, 2010
• Grant date: Jun 24, 2014
• Expiry date: Jun 22, 2031

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04W12/68
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Embodiments of the invention may use a first accelerometer to measure first acceleration data of a first device. Other interaction data, including time data and geographic location data, generated by the first device may also be recorded. First acceleration data is compared by a remote server computer to second acceleration data generated by a second accelerometer in a second device. If the first and second accelerometer data are substantially equal, it can be determined that the devices have interacted and communications can be initiated. After communications are initiated, a financial transaction is conducted. Accelerometer data may be stored and/or used as part of the authentication process in a payment processing network. Other embodiments of the invention use the accelerometer to generate movement security data to make financial transaction more secure. Accelerometer data is used for authentication, security, encryption, session keys, non-repudiation, or fraud protection.