Banking system operated responsive to data bearing records

US8763897B1 · kind B1 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Jeffery M. Enright · Akron, US
• John E. Dermiggio · North Canton, US
• H. Thomas Graef · Bolivar, US
• Kenneth Turocy · Wadsworth, US
• Mike R. Ryan · Canton, US
• William D. Beskitt · Canton, US
• Damon J. Blackford · Akron, US
• Jeffrey Eastman · North Canton, US
• Steven Shepley · Uniontown, US

Key dates

• Filing date: Oct 16, 2012
• Grant date: Jul 1, 2014
• Expiry date: Oct 16, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G07D11/00
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user can use the machine to perform financial transactions, including dispensing cash and making deposits. The machine can receive a deposit in the form of a stack of sheets that includes both currency notes and checks. The machine includes a check/cash discriminator module that includes a magnetic read head, an imager, sensors, and at least one validation device. The module can determine whether the type of sheet removed from a received stack corresponds to a currency note or to a financial check. The module can then analyze the sheet for validity according to its determined sheet type.