Tracking customer spending

US8768736B1 · kind B1 · utility

Assignee

• The PNC Financial Services Group, Inc. · US

Inventors

• Michael Aaron Chapman · Chicago, US
• Hyun Jin Ko · Evanston, US
• Rodney Hal Monson · Waukegan, US
• Mark Alexander Jones · Evanston, US
• Bryan L. Mackrell · Oil City, US
• Michael Scott Ley · Dorpsstraat, US
• Thomas Kunz · Neckargemünd, DE

Key dates

• Filing date: May 12, 2008
• Grant date: Jul 1, 2014
• Expiry date: Dec 11, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods for tracking customer spending: the methods may comprise receiving from the customer a first threshold amount and a period length; receiving a transaction indication for each debit transaction made by the customer during a first period; and alerting the customer if the sum of the amounts of debit transactions during the first period exceeds the first threshold amount. The methods may also comprise receiving a transaction indication for each debit transaction made by the customer during a second period; and alerting the customer if the sum of the amounts of debit transactions during the second period exceeds a second threshold amount.