Patent · US Active

Batch settlement transactions system and method

US8769275B2 · kind B2 · utility

11Cited by
103References
54Claims
0Family size

Assignee

Inventors

Key dates

Filing dateOct 17, 2006
Grant dateJul 1, 2014
Priority date
Expiry dateMay 16, 2028

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L2209/56
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving transaction records for a plurality of bank card transactions, wherein at least some of the transaction records include encrypted token information; determining whether the transaction records contain encrypted token information; decrypting the encrypted token information for a transaction record that is determined to have encrypted token information; and providing clear text token information obtained by decrypting the encrypted token information for a transaction record for transaction settlement.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.