Secure payment service and system for interactive voice response (IVR) systems

US8781957B2 · kind B2 · utility

Assignee

• AT&T Intellectual Property I, L.P. · US

Inventors

• James Jackson · Austin, US
• Mehrad Yasrebi · Austin, US

Key dates

• Filing date: Nov 30, 2011
• Grant date: Jul 15, 2014
• Expiry date: Sep 21, 2032

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04M3/493
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A secure payment method includes receiving, at a computer of a payment service, a request from a requester for a one time use transaction identification token for a transaction. The one time use transaction identification token is provided from the payment service computer to the requester. The one time use transaction identification token is received at the payment service from a merchant communications apparatus under the control of a merchant. Electronic payment information for the transaction is issued from the payment service to the merchant upon validating the one time use transaction identification token.