Dynamic payment generator

US8818893B2 · kind B2 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Howard O. Weinstein · Boston, US
• William E. Thomas · Charlotte, US
• Daniel M. Whipple · Harrisburg, US
• Christopher Hope · Tonbridge, GB
• Savit A. Pirl · Bolingbrook, US
• Milton Santiago, Jr. · Chicago, US

Key dates

• Filing date: Aug 26, 2011
• Grant date: Aug 26, 2014
• Expiry date: Aug 26, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Apparatus and methods for providing a dynamic payment generator are provided. A customer of a financial institution may desire to conduct a transaction involving a transferor or transferee financial institution without prior knowledge regarding unique and specific information required by the transferor or transferee institution. In some embodiments, apparatus and methods may detect information entered by the customer and dynamically prompt the customer for additional information required by the transferor or transferee institution. Apparatus and methods may pre-fill fields on a form displayed to the customer with information required by the transferor or transferee institution.