Patent · US Active

Systems and methods for transaction processing using a smartcard

US8851369B2 · kind B2 · utility

158Cited by
109References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJul 17, 2009
Grant dateOct 7, 2014
Priority date
Expiry dateMay 23, 2032

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/403
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to at least one payment system, either directly, or via a payment system directory and/or a SSL Gateway. A smartcard may function as a payment directory and/or a payment system.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.