Always on authentication
US8856894B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 12, 2013 |
| Grant date | Oct 7, 2014 |
| Priority date | — |
| Expiry date | Mar 12, 2033 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2209/56
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
An Always-On Authentication (“AOA”) system comprises a computer system, such as a server, that automatically monitors and authenticates an enrolled individual's online transactions and/or activities to, for example, detect and/or prevent fraud. The AOA system actively monitors and/or authenticates the individual's online transactions and/or activities with service providers. A risk level may be associated with transactions and/or activities, and if a monitored transaction or activity is determined to exceed risk level for the individual, the individual may be prompted for further authentication information. A risk profile may be built for the individual over time based on the individual's history or pattern of transactions and activities. The AOA system may issue a virtual credential to the individual and/or to one or more of the individual's computing devices. The virtual credential may be provided to participating service provider(s) to enable seamless authentication of the individual during his/her interactions with the service provider(s).
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.