Risk evaluation based on vehicle operator behavior

US8954340B2 · kind B2 · utility

Assignee

• State Farm Mutual Automobile Insurance Company · US

Inventors

• Kenneth Jason Sanchez · San Francisco, US
• Aaron Scott Chan · San Jose, US
• Matthew Baker · Franklin, US
• Matthew Zettinger · Glen Ellyn, US
• John A. Nepomuceno · Bloomington, US
• Brian Mark Fields · Phoenix, US

Key dates

• Filing date: May 20, 2013
• Grant date: Feb 10, 2015
• Expiry date: May 20, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for ascertaining the risk associated with the driver of a vehicle utilizes three-dimensional (3D) motion sensing data. A server gathers motion sensing data from one or more motion sensing modules and clusters the motion sensing data into movement categories. The server then assigns an indication of risk to at least some of the movement categories and combines the motion sensing data from a plurality of movement categories to generate a collective measure of risk associated with the driver of the vehicle.