Methods and systems for merchant selection of network routing

US8960540B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Patrik Smets · Nijlen, BE
• Patrick Mestré · Sart-Bernard, BE
• Eddy Lodewijk Hortensia Van De Velde · Leuven, BE

Key dates

• Filing date: Sep 5, 2013
• Grant date: Feb 24, 2015
• Expiry date: Sep 5, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/3829
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system and method for operating a payment terminal, the method including receiving a list of eligible applications from a payment device; generating a candidate list including applications from the list of eligible applications received that are supported by the payment terminal; determining a reduced candidate list, the reduced candidate list including applications from the candidate list that match merchant-specified network preference criteria; determining a final selection of an application based on the reduced candidate list; and providing an indication of the final selection application.