Banking system controlled responsive to data read from data bearing records

US9022284B2 · kind B2 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• H. Thomas Graef · Bolivar, US
• Robert V. Artino · North Canton, US
• Rodney J. Reese · New Philadelphia, US
• Michael A. Meffie · North Canton, US
• J. Richard Hanna · Massillon, US
• Randall W. Jenkins · Orrville, US
• Mark DePietro · Canton, US
• Steven R. Davis · Glen Ellyn, US

Key dates

• Filing date: Nov 26, 2013
• Grant date: May 5, 2015
• Expiry date: Nov 26, 2033

Classification

• Technology area (CPC Y): Emerging Cross-Sectional Technologies
• CPC primary: Y10S902/14
• WIPO field: Control
• WIPO sector: Instruments

Abstract

A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.