Systems and methods for use of transaction data for customers
US9031866B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 17, 2008 |
| Grant date | May 12, 2015 |
| Priority date | — |
| Expiry date | Jan 3, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0629
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The invention provides a system and method for using transaction data to provide information to a customer, the information being provided in response to a request from the customer so as to assist the customer in decisioning. The method may comprising inputting transaction data regarding a plurality of transactions effected at a plurality of merchants; inputting a request for information from a requesting customer, the request including parameters related to the request; performing processing based on both the transaction data and the request for information, the processing including generating a response to the request; and outputting the response to the requesting customer. The request and processing may relate to identifying activities of similarly situated persons vis-à-vis the requesting customer, based on the transaction data. The request may relate to identifying an optimum merchant to secure purchase of a target item. Further, the request may relate to determining an optimum sequence in which to perform a plurality of desired activities. Various other features are described.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.