Card reader emulation for cardless transactions
US9037491B1 · kind B1 · utility
68Cited by
8References
14Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Feb 21, 2014 |
| Grant date | May 19, 2015 |
| Priority date | — |
| Expiry date | Feb 25, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/06
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Disclosed are method and apparatus that enable a cardless payment transaction to be executed from a merchant point-of-sale (POS) system. A user is enabled to check in at a merchant by using a mobile device of the user and then to pay by simply appearing at the merchant and mentioning his name. By emulating card read events and intercepting receipt printer outputs, the technique cleanly integrates into a conventional merchant POS system, without the need for customized software or hardware to accommodate individual POS vendor-proprietary application programming interfaces (APIs).
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.