Payment or other transaction through mobile device using NFC to access a contactless transaction card
US9038894B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Nov 20, 2012 |
| Grant date | May 26, 2015 |
| Priority date | — |
| Expiry date | Dec 3, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/352
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A mobile device utilizes an embedded near field communication (NFC) capability to interact with a contactless transaction card to automatically obtain information from the card, e.g. reducing or eliminating the burden of manual user entry of the account information or the like into the mobile device. The mobile device, for a financial account transaction example, may read the information from the card at the time of a transaction, e.g. to facilitate an on-line purchase, an in-store purchase, ATM transaction or the like. The mobile device may store the information from one or more contactless transaction cards, for use in future transactions of various types. The mobile device and/or a server in communication with the mobile device may track various user activities on the mobile device that also utilize information obtained from the contactless transaction card.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.