Service participation acknowledgement system

US9047639B1 · kind B1 · utility

Assignee

• Bank of America Corporation · US

Inventors

• John Harden Quintiliani · Charlotte, US
• Brian T. Borders · Harrisburg, US
• Lomney Ann Bryan · Renton, US
• Paul Ronald DeKoster · Matthews, US
• Doris Maria Garrett · Walnut Creek, US
• Katherine Elizabeth Sutton · Charlotte, US
• Tamara S. Kingston · Peoria, US
• John Franklin Tuders · Harrisburg, US
• Erik Stephen Ross · Charlotte, US

Key dates

• Filing date: Sep 10, 2010
• Grant date: Jun 2, 2015
• Expiry date: Jul 3, 2032

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/03
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service participation acknowledgment mechanism at a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves a transaction machine and a user of the transaction machine, and where the transaction information identifies an account; (b) determining, based at least partially on the transaction information, that the account will meet a pre-defined condition as a result of the transaction; (c) presenting, via a user interface associated with the transaction machine, information associated with a service to address the condition; (d) prompting, via the user interface, the user to consent to the service; (e) receiving, via the user interface, the user's consent to the service; and (f) presenting, via the user interface, a confirmation message to the user, where the confirmation message includes information that confirms the user's consent to the service.