User-configurable activation of card applets

US9064247B2 · kind B2 · utility

Assignee

• MICROSOFT TECHNOLOGY LICENSING, LLC · US

Inventors

• Matthias Baer · Hohenstein-Ernstthal, DE
• Michael Connolly · Royal Oak, US
• Alejandro Steckler · Bellevue, US
• Sogol Malekzadeh · Sammamish, US
• Tirthankar Sengupta · Redmond, US

Key dates

• Filing date: Jun 19, 2012
• Grant date: Jun 23, 2015
• Expiry date: Jul 21, 2033

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04W12/08
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Card applets associated with an electronic wallet are activated and deactivated based on user-defined rules. Based on the rules and a device state, a card emulation state and card applet states are modified to enable or disable completion of transactions. The transactions are between a computing device and a reader such as a point-of-sale terminal. In some embodiments, a user designates a plurality of the card applets as fast cards capable of completing a transaction via near-field communication (NFC) interaction without user input at a time of the transaction.