Image check content estimation and use

US9070010B2 · kind B2 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Geoffrey R. Williams · Midlothian, US
• Timmy L. Gauvin · Peachtree City, US
• Eric Scott Sandoz · Concord, US
• Kerry Michelle Cantley · Fort Mill, US
• Leslie M. LaRock · Davidson, US
• James F. Barrett, II · Morristown, US
• James G. Ronca · Decatur, US
• Deborah N. Bennett · Conyers, US
• Joshua Allen Beaudry · Brooklyn, US

Key dates

• Filing date: Aug 6, 2012
• Grant date: Jun 30, 2015
• Expiry date: May 22, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06V30/10
• WIPO field: Computer technology
• WIPO sector: Electrical engineering

Abstract

Apparatus, methods and media for deriving a transaction record based on handwritten check content. The apparatus may include, and the methods and media may involve, a receiver device that is configured to receive a check image. The apparatus may include, and the methods and media may involve, a processor device. The processor device may be configured to define a check segment within the check image; translate content from the segment from handwriting to estimated block text; and store the block text in a transaction record in machine readable memory. The apparatus may include, and the methods and media may involve, a transmitter that is configured to transmit the block text to a financial institution product engine.