Apparatus, method and computer-readable media for pre-processing information associated with a negotiable instrument to identify options for processing the negotiable instrument
US9076135B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Oct 2, 2013 |
| Grant date | Jul 7, 2015 |
| Priority date | — |
| Expiry date | Oct 24, 2033 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/202
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems, methods, computer-readable media and apparatuses pre-processing a negotiable instrument, such as a check, are presented. An image of a portion of the check may be received, such as from a mobile device of a user. The portion provided in the image may include a convenience area of the check identifying an amount of the check as a numerical value and a quick response (QR) code. The QR code may contain data such as that contained in the magnetic ink character recognition (MICR) line of the check. The image may be processed to identify one or more options available for continued processing of the check or for cancelling the transaction. The options may be provided to the user, such as via a user interface. In some examples, the user interface may be provided on the mobile device used to capture the image of the portion of the check.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.