Smart phone system and method

US9098842B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Aruj Ahluwalia · Jersey City, US
• Vernon Marshall · Montclair, US
• Satish Narayanan · Ellington, US
• Andrew Roth · Scarsdale, US
• Xiongwen Rui · Scottsdale, US
• Thomas K. Serge · Glendale, US

Key dates

• Filing date: Feb 27, 2012
• Grant date: Aug 4, 2015
• Expiry date: Nov 30, 2032

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04W4/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system and method for remediation, curing concerns, and transferring information associated with declined transactions is disclosed. The present disclosure generally relates to electronic commerce, and more particularly, to a system and method of validation and efficiency associated with electronic commerce.