Patent · US Active

Bill-pay integration

US9105018B2 · kind B2 · utility

0Cited by
1References
6Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJun 14, 2013
Grant dateAug 11, 2015
Priority date
Expiry dateJun 14, 2033

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/102
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Apparatus and methods for bill integration are provided. Checks issued by a bill-pay vendor may be integrated into a daily issue file and be presented to a user for review. The review may include selecting one or more check service to be applied to a check. The presenting may including marking checks and images corresponding to items received from a bill-pay vendor. Credit card transactions initiated via a bill-pay vendor may be integrated into the daily issue file. Checks received from the bill-pay vendor may be numbered into a range that is not a user-generated range. Bill-pay integration may include just-in-time funding of payments initiated through the bill-pay vendor. The daily issue file may be accessed via a mobile device, and may be filtered based on an entitlement associated with the mobile device.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.