System and device for facilitating a wireless transaction by consolidating SIM, personal token, and associated applications
US9112857B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Dec 30, 2010 |
| Grant date | Aug 18, 2015 |
| Priority date | — |
| Expiry date | Jul 11, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/326
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. The device combines the features of the SIM with Common Access Card or Personal Identity Verification card features to allow a network subscriber to invoke secure payment transactions over a carrier's network. The system includes data storage for maintaining a plurality of network and transaction instrument profiles and a profile gateway for receiving transaction information from a payment gateway, sending an authorization request to a user's mobile device, receiving a transaction authorization from the mobile device, and sending transaction information to a payment gateway to finalize the payment transaction. The system further includes a protocol element that facilitates communication between the device and a transceiver for wireless communication between a mobile device and a computing system.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.