Advanced systems and methods for geographical card

US9135611B1 · kind B1 · utility

Assignee

• United Services Automobile Association (USAA) · US

Inventors

• Reynaldo Medina, III · San Antonio, US
• Arthur Quentin Smith · Fredericksburg, US
• John Chandler Hopkins, III · San Antonio, US
• Bradly Jay Billman · San Antonio, US
• Teddy Joseph Edmond Voutour · Helotes, US

Key dates

• Filing date: Jul 10, 2009
• Grant date: Sep 15, 2015
• Expiry date: Jul 17, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system, method, and computer-usable medium are disclosed for managing financial transactions by controlling the purchase of allowed and disallowed purchase items. A transaction control card is used to purchase a purchase item. Account information related to the transaction control card and purchase item data related to the purchase item is then processed to determine whether the purchase item is disallowed for purchase by any single, or combination of, disallowed purchase item data parameters.