Systems and methods to communication via a merchant aggregator

US9159084B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Christopher Magpayo · Belmont, US
• Michael Steven Bankston · Oakland, US
• Ryan Hagey · Alameda, US

Key dates

• Filing date: Sep 21, 2012
• Grant date: Oct 13, 2015
• Expiry date: May 17, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0256
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A computing apparatus configured to determine account numbers of account holders, determine merchant identifiers used to identify respective merchants in authorization requests for transactions between the respective merchants and the account holders, monitor transactions processed by a transaction handler to detect first transactions between the merchants and the account holders, and transmit information about each of the first transactions to a remote computing device in real time as the transaction handler processes the authorization of the respective detected transaction.