Systems and methods for waveform transmission of transaction card data

US9165293B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• David C. Brown · Dardenne Prairie, US
• Simon Blythe · Ely, GB
• Deborah M. Kimberg · Chesterfield, US
• Mostafa Hussein Sabet · Greenwich, US

Key dates

• Filing date: Mar 30, 2012
• Grant date: Oct 20, 2015
• Expiry date: Aug 21, 2034

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/347
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A device and method for waveform transmission of transaction card data to a merchant point-of-sale device are provided. The device includes a memory device for storing data, a processor, and a transmitter. The device is programmed to receive transaction card data that mimics data stored within a magnetic stripe associated with a transaction card, convert the transaction card data to a first data file for storage within the memory device, transmit the first data file to the transmitter, and transmit a first waveform from the transmitter to the POS device, wherein the first waveform includes changes in a magnetic field that represent the transaction card data.