Social network-assisted electronic payments
US9218594B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 9, 2012 |
| Grant date | Dec 22, 2015 |
| Priority date | — |
| Expiry date | Nov 9, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/20
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Techniques, a system and an article of manufacture for social network-assisted electronic payments. A method includes determining one or more members of a user's social network to query for a financial contribution towards payment of a real-time transaction between the user and a merchant, querying said one or more members in an order based on descending likelihood of member financial contribution until sufficient funds for payment of the transaction are received or all of said one or more members have been queried, and processing a money transfer from the user and/or each of said one or more members to the merchant to complete the real-time transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.