Patent · US Active

Encoding a magnetic stripe of a card with data of multiple cards

US9224141B1 · kind B1 · utility

27Cited by
32References
26Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 5, 2014
Grant dateDec 29, 2015
Priority date
Expiry dateMar 5, 2034

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/086
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method and apparatus for encoding a magnetic stripe area of a magnetic stripe card with account data from multiple cards are disclosed. The magnetic stripe card (“the card”) can be associated with account data from multiple cards, such as account data from a driver's license and from various payment cards, such as a credit card, a debit card, and a pre-paid gift card. Location information indicating the location of the card can be obtained, and account data for the multiple cards associated with the card can be selected based on a criterion, such as based on the location information. The card includes a magnetic stripe emulator, and the emulator is encoded with account data of the multiple cards, such that with a single swipe of the card through a card reader, the card reader can read the account data of the multiple cards from the magnetic stripe area.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.